Loans at LHCU

When you need money, just call Lake Huron Credit Union for fast processing, convenient payment plans, and competitive rates. At LHCU, you can get some of the best loan values available anywhere! With the absence of fees, a LHCU will cost you less than most other loans. View our current loan rates here. It's easy to apply for a loan from Lake Huron Credit Union! Call, apply online, or stop in to either of our branches today.

Vehicle Loans

Whether you need a new or used car, van or truck, you'll be on the road in no-time. We offer a variety of options to suit your needs. You'll find our rates and terms to be very competitive. If you're looking for a little adventure, we also have attractive rates on any type of recreational vehicle, boat, snowmobile, quad runner, camper, or motorcycle.

Signature (Personal) Loans

With a signature loan, your approval and interest rates are determined by your credit history, not collateral. This can be a great way to begin your credit history or repair one that has suffered from unseen life events.

Share Secured Loans

If you have money in your account but just don't want to withdraw it, a share secured loan may be for you. These loans have a low interest rate and terms to fit your budget. As the balance of your loan is paid down, the corresponding amount of shares pledged in your account is released. Your savings will continue to accrue dividends while pledged as collateral on the loan.

LHCU Visa® Platinum Rewards Card

Lake Huron Credit Union is making it easy for you to avoid the outrageous fees and sky-high rates that seem to be attached to so many credit cards. Our VISA® credit card comes with no annual fee, no hidden fees, and no sneaky interest rate hikes. Our credit card not only has low interest rates, we also have great rewards points that add up each time you use your credit card.


You'll also enjoy these additional benefits:

  • $1,000,000 Travel Accident Insurance
  • Baggage Delay Insurance
  • Travel & Emergency Services
  • Cell Phone Protection
  • Purchase Security & Extended Protection
  • Return Protection
  • Roadside Assistance
  • Emergency Cardholder Benefits
  • Year-end Summary of Charges

  • That's not all! You will also earn Rewards Points just for using your LHCU Visa®!

  • Earn one (1) point for every dollar spent on qualifying purchases
  • Earn bonus points through the "Perks" section of the Rewards site
  • Redeem your points online or by calling 866.678.5189
  • Choose from merchandise, travel, gift cards, cash back, charitable donations and more!

  • Apply now, or stop into one of our branches for more information.