Lost/Stolen Mastercard® Debit Card: 800.442.4757
Lost/Stolen Visa® Credit Card: 800.VISA.911
For unauthorized use of a MasterCard® debit card, you will have the following liability: a) $0 liability if you report the loss or theft of you card to us within 24 hours of discovery of the loss or theft, if you have exercised reasonable care in safeguarding the card from risk of loss or theft, if you have not reported 2 or more incidents of unauthorized use in the immediately preceding 12-month period, and if the account linked to the card is in good standing, or b) if the conditions set forth above have not been met, the lesser of $50 or the amount of money, property, labor or services obtained by the unauthorized use before notification to us. "Unauthorized Use" means the use of the MasterCard® by a person other than you, who does not have actual, implied, or apparent authority for such use, and from which you receive no benefit.
If you report suspicious charges within 60 days, credit cards are obligated to investigate and restore the funds for fraudulent charges.