Deposit & CD Rates

Deposit Rates

Effective April 22nd, 2016

Account Name Amount APY*
Prime Share Saving Account $5.00 - $1,000 0.00%
  $1,000.01 - $5,000 0.02%
  $5,000.01 - $10,000 0.05%
  $10,000.01 - up 0.05%
Money Market Account $2,500 - $20,000 0.10%
  $20,000.01 - $50,000 0.15%
  $50,000.01 - $75,000 0.20%
  $75,000.01 - up 0.25%
Vacation Club Account Minimum Deposit - $0.00 Same as the Prime Share Account
Christmas Club Account Minimum Deposit - $0.00 Same as the Prime Share Account
Kids Club Account Minimum Deposit - $0.00 0.10%
Share Pledge Account Minimum Deposit - $0.00 Same as the Prime Share Account
IRA Shared Savings Account Minimum Deposit - $0.00 0.20%
*APY is Annual Percentage Yield. This rate schedule states rates applicable to specified accounts. Dividends are based on the Credit Union's earnings at the end of the dividend period and therefore cannot be guaranteed. Contact a Credit Union employee about applicable fees and terms.

 

Certificate Rates

Effective OCTOBER 26th, 2016

Tiered Balance Yield
Terms APR* APY* BONUS APR BONUS APY
6 Months 0.20% 0.20% 0.30% 0.30%
12 Months 0.50% 0.50% 0.60% 0.60%
18 Months 0.55% 0.55% 0.65% 0.65%
24 Months 0.90% 0.90% 1.00% 1.01%
36 Months 1.25% 1.26% 1.35% 1.36%
48 Months 1.65% 1.66% 1.75% 1.77%
60 Months 2.00% 2.02% 2.10% 2.12%
*37 Month Special 1.75% 1.77% 1.85% 1.87%
*APR is Annual Percentage Rate. APY is Annual Percentage Yield. The rates quoted above are accurate and effective for the above accounts as of the effective date indicated. Certificate rates remain fixed for the term of the certificate. Unless otherwise requested, dividends will be credited to your certificate either quarterly or at maturity based on the certificate term. Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity. Bonus of .10% applies if a member has an aggregate sum of $25,000 on deposit with LHCU, is a GAC member with LHCU, or has three of the following services: LHCU Checking, LHCU Debit/ATM Card, LHCU Visa, LHCU Loan, Prime Shares of $2,500 or more, IRA Share or Certificate of Deposit, Certificate of Deposit, or Direct Deposit.